Income insurance protects your income if you unexpectedly can’t work due to injury or illness.

It’s an easy way to help protect your financial future, and ensure your lifestyle and family are protected in any event.

Income protection for the Legal sector

Can a Golf Professional get income protection insurance?

Wild animals, bodies of water, tall trees and hillsides, and sharp inclines all pose unique challenges to the golf industry. These dangers can result in serious injuries like broken bones and sprains. Golf professionals can also suffer injuries from their sports equipment (golf clubs, golf balls). Considering the high level of risk involved in golfing, golf professionals do not qualify for income protection insurance.

Status: Declined- uninsurable

Can a Jockey get income protection insurance?

Jockeys are exposed to a high level of risk. Jockeys can incur serious and even fatal injuries if they fall from a horse. Bad weather and track conditions can also cause injury. Given the high-risk nature of the job, jockeys do not qualify for income protection insurance.

Status: Declined- uninsurable

Can a Professional Athlete get income protection insurance?

Professional athletes are exposed to a number of occupational risks. Sports injuries like broken bones and strains are extremely common for professional athletes. Falling from a height, slip, trip, and fall accidents and collisions can result in head injuries and bodily trauma. Considering these risks, professional athletes do not qualify for income protection insurance.

Status: Declined- uninsurable

Can a Professional Boxer get income protection insurance?

Professional boxers are exposed to an extremely high level of occupational risk. Injuries are commonplace for professional boxers and many incur head trauma and broken bones. As the level of risk is so high, professional boxers do not qualify for income protection insurance. 

Status: Declined- uninsurable

Can a Professional Horserider get income protection insurance?

Horseriders are exposed to a high level of risk. Their line of work means injuries are very common and falling from a horse or being trampled by a horse can result in serious bodily harm and head trauma. Since the risks involved in horseriding are so severe, professional horseriders do not qualify for income protection insurance.

Status: declined- uninsurable 

Can a Racehorse Trainer get income protection insurance?

Racehorse trainers can experience injury working with racehorses if they are kicked or trampled. Racehorse trainers can also experience injury if they fall off a horse. However, racehorse trainers minimise this risk by wearing protective equipment. To account for these risks, racehorse trainers qualify for fourth-class income protection insurance.

Status: High risk- insurable

Can a Sports Coach get income protection insurance?

Sports coaches are exposed to a high level of risk. Their job tends to be strenuous and sports coaches are prone to sports injuries and trauma. Considering the various risks that a sports coach may face, those in the occupation do not qualify for income protection insurance.

Status: declined- uninsurable 

Can Tennis Coach get income protection insurance?

Tennis coaches are exposed to a number of occupational risks. Tennis coaches may incur injuries from their equipment like getting hit by a tennis ball or racket. Tennis coaches may also trip and fall as their job is fast-paced. Given the high chance of injury in the occupation, tennis coaches do not qualify for income protection insurance.

Status: declined- uninsurable 

Is Your Income Insurable?

Some jobs qualify, others don’t. Find out if your job can be covered and get a free quote.

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