The same is true for self employed people. Depending on how you handle your tax affairs, you can claim the tax relief on an income protection policy. Usually the relief is claimed when doing the annual tax return.
Income protection is very important for the self employed.
Income can vary from month to month, and if you get an injury or take ill, you will need a backup. Looking at your total income, to see why you need income protection cover, is a good idea.
The benefits, when you need them, will far outweigh the income protection cost.